Comments on: What insurance company will give me a good direct rate on health coverage? Please help!? http://www.skinsgridiron.com/independent-medical-coverage/what-insurance-company-will-give-me-a-good-direct-rate-on-health-coverage-please-help Fri, 05 Feb 2010 07:44:59 -0500 http://wordpress.org/?v=2.8.2 hourly 1 By: HealthQuote360.com http://www.skinsgridiron.com/independent-medical-coverage/what-insurance-company-will-give-me-a-good-direct-rate-on-health-coverage-please-help/comment-page-1#comment-6 HealthQuote360.com Wed, 29 Jul 2009 04:05:59 +0000 http://www.skinsgridiron.com/independent-medical-coverage/what-insurance-company-will-give-me-a-good-direct-rate-on-health-coverage-please-help#comment-6 Almost every state has laws that dictate that you cannot get a cheaper rate by going direct to the insurance company vs using an agent. Your state's Department of Insurance regulates the insurance rates and the insurance company sets the rates so that they are the same no matter where you buy their policy from. Your best bet is to use an independent health insurance agent (an agent that can work with many different companies). Shop around and compare quotes from 3-5 different reputable companies (United Healthcare, Blue Cross, Humana, Aetna, etc.) and you will find a cheap plan especially because you are young and hopefully somewhat healthy. Here is some more information on choosing a health insurance company:<br><b>References : </b><br>http://www.healthquote360.com/Health_Insurance_Companies/Health_Insurance_Companies.php Almost every state has laws that dictate that you cannot get a cheaper rate by going direct to the insurance company vs using an agent. Your state’s Department of Insurance regulates the insurance rates and the insurance company sets the rates so that they are the same no matter where you buy their policy from.

Your best bet is to use an independent health insurance agent (an agent that can work with many different companies).

Shop around and compare quotes from 3-5 different reputable companies (United Healthcare, Blue Cross, Humana, Aetna, etc.) and you will find a cheap plan especially because you are young and hopefully somewhat healthy. Here is some more information on choosing a health insurance company:
References :
http://www.healthquote360.com/Health_Insurance_Companies/Health_Insurance_Companies.php

]]> By: FG http://www.skinsgridiron.com/independent-medical-coverage/what-insurance-company-will-give-me-a-good-direct-rate-on-health-coverage-please-help/comment-page-1#comment-5 FG Wed, 29 Jul 2009 03:29:59 +0000 http://www.skinsgridiron.com/independent-medical-coverage/what-insurance-company-will-give-me-a-good-direct-rate-on-health-coverage-please-help#comment-5 It's annoying, but I did an online one. I think it was ehealth. Try them out. My advice is do NOT go to ANY local rep. You'll get ripped off. I had a local rep's insurance for years. It went up up up and I didn't even have good coverage. On top of that, I didn't know I could have lowered a lot by simply applying again. Other thing is get your coverage NOW because you will be the dreaded UNDERwritten insurance. I trust you are in near perfect health since you are young. Now is about the only time in your life when you won't be raped or simply not covered by health insurance companies.<br><b>References : </b><br> It’s annoying, but I did an online one. I think it was ehealth. Try them out. My advice is do NOT go to ANY local rep. You’ll get ripped off. I had a local rep’s insurance for years. It went up up up and I didn’t even have good coverage. On top of that, I didn’t know I could have lowered a lot by simply applying again.

Other thing is get your coverage NOW because you will be the dreaded UNDERwritten insurance. I trust you are in near perfect health since you are young. Now is about the only time in your life when you won’t be raped or simply not covered by health insurance companies.
References :

]]> By: mbrcatz http://www.skinsgridiron.com/independent-medical-coverage/what-insurance-company-will-give-me-a-good-direct-rate-on-health-coverage-please-help/comment-page-1#comment-4 mbrcatz Wed, 29 Jul 2009 03:06:59 +0000 http://www.skinsgridiron.com/independent-medical-coverage/what-insurance-company-will-give-me-a-good-direct-rate-on-health-coverage-please-help#comment-4 Why do you want to do this yourself? Your BEST bet, is to go to a local agent, and ask THEM who's got great plans in your area. They can help balance premiums with deductibles to get something you can afford, AND, they can explain everything to you.<br><b>References : </b><br> Why do you want to do this yourself?

Your BEST bet, is to go to a local agent, and ask THEM who’s got great plans in your area. They can help balance premiums with deductibles to get something you can afford, AND, they can explain everything to you.
References :

]]> By: src50 http://www.skinsgridiron.com/independent-medical-coverage/what-insurance-company-will-give-me-a-good-direct-rate-on-health-coverage-please-help/comment-page-1#comment-3 src50 Wed, 29 Jul 2009 02:52:59 +0000 http://www.skinsgridiron.com/independent-medical-coverage/what-insurance-company-will-give-me-a-good-direct-rate-on-health-coverage-please-help#comment-3 Find an insurance broker that sells individual health plans and ask for a few quotes. There are many coverage options. Forget the on-line shysters.<br><b>References : </b><br> Find an insurance broker that sells individual health plans and ask for a few quotes. There are many coverage options. Forget the on-line shysters.
References :

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