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What happened to THAT number?

"The federal price tag for Clinton’s plan is usually cited as $110 billion a year; for Obama’s plan, $50 billion to $65 billion. But the Clinton campaign estimates that her plan will save the federal government $56 billion, so she proposes almost the same amount of new federal spending as Obama does.

Can affordable coverage really be provided with new federal spending of about $50 billion? Yes, if the candidates stick to their pledge of allowing public insurance to compete with private insurance to hold down costs. Recently, the Lewin Group, an independent consulting firm, examined my plan at the request of the Economic Policy Institute and concluded that it would cover everyone for $50 billion in new federal spending, with no increase in national healthcare spending overall."

http://www.latimes.com/news/opinion/la-oe-hacker26feb26,0,272516.story

That is the figure they say we pay for those who don’t cover their own costs in emergency rooms etc. However even NOT universal care costs a heck of a lot more.

Even when you cut and ration benefits for seniors and the terminally ill.

The IHC Group is an organization of insurance carriers, managing general underwriters, third-party administrators and marketing affiliates that has been providing life, health, disability, dental, vision and medical stop-loss insurance solutions to groups and individuals for over twenty-five years.

With over $1.3 billion in ets, members of the IHC Group include Independence Holding Company (NYSE: IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company.

Each insurance carrier in the IHC Group has a financial strength rating of “A-” (Excellent) from A.M. Best Company, Inc.

Collectively, the companies in the IHC Group provide insurance coverage to more than one million individuals and groups.

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Explain that to me, please.
But read this article first:

"I interviewed two plumbing company owners over the weekend about Barack Obama’s economic proposals for small business.

One has 15 employees and 12 trucks. The other has 52 employees and 34 trucks. They’re Joe the Plumber, writ large.

Both owners had the same reaction to Obama’s proposed new taxes and mandates. To not have their bottom lines reduced by government fiat, both said they’d be forced to lay off employees.

Specifically, here’s what the owner of the larger firm said regarding six of Obama’s key proposals for the small-business sector: The average wage at his company, figuring the 52 paychecks of his office staff, installers and service workers, is $31,200, $15 an hour.

First, "Barack Obama and Joe Biden will require that employers provide seven paid sick days per year," states the Obama campaign’s Web site. "I give three paid sick days," explained the business owner. His extra cost for this one new regulation would be $24,960 (4 extra days, 52 employees, at an average of $120 per day). "That’s one of the women in the office," he said. "I can make up that cost by letting one of the office people go."

Second, Obama states that employers will be required to pay 100 percent of the cost of health insurance premiums for 100 percent of their employees or face a tax penalty. "I pay 75 percent of their coverage," explained the owner. "The family policy is about $11,000. For single guys, it’s about $5,000." At an average annual cost of $7,000 per policy, his additional cost for 52 employees to cover the 25 percent of the premiums that he currently doesn’t pay is $91,000. "That’s the price of three installers," he said. "Just to stay even with where I am, I’d have to fire three more people or raise some prices and fire two."

The result is more unemployment or more inflation, or both.

Third, with the estate tax, Obama is calling for a top tax rate of 45 percent on estates valued above $3.5 million, producing an estimated "death tax" of $675,000 on an estate of $5 million. "You’re kidding," he said. "They took half my income on the way up and now they want another half when I die?" He estimated that his business is already valued at more than $3 million, in addition to the value of his home and investments. "Why," he asked, "would I want to grow to 100 employees? What’ll stop them from changing it to 75 percent?"

The cost in jobs that will never be created in the U.S. economy because of this single disincentive to growth? Incalculable.

Fourth, Obama’s economic plan calls for a hike in the minimum wage to $9.50 an hour within three years. The business owner’s reaction? "That’s bad for two reasons. I don’t have anyone at minimum, but raise the bottom by $3 and a guy making $15 wants $18. Plus it’s bad for productivity when people think their pay raises are coming from government instead of from their own individual effort."

Fifth, saying he’ll "play offense for organized labor," Obama is proposing that workers should be denied the right to a private ballot at work in deciding whether to unionize. "That’ll never be," said the plumbing entrepreneur. "I’m in business because I’m independent, not to take orders from a grievance chairman. I’d shut down."

Sixth, the increase in taxes on this small business owner from Obama’s proposed hike in the income tax rate from 36% to 39.8% on incomes above $200,000 and the proposed increase in Social Security taxes comes to $32,000 per year. "That’s another employee," he said, referring to the termination of another installer in order to just stay even.

And the jobless plumbers? They can be re-socialized to work for ACORN.

As Obama explained in July: "We cannot continue to rely on our military to achieve the national security objectives we’ve set. We’ve got to have a civilian national security force that’s just as powerful, just as strong, just as well funded."

As "well funded" as our Armed Forces personnel comes to $119 billion per year in paychecks for "community activism," a lot of money for registering dead voters, caulking windows, making sure that all the guns are locked up at the municipal buildings, and monitoring the airways to make sure that conservatives don’t have too many talk shows.

Bottom line, Obama’s economic plan doesn’t hold water. Neither will our pipes."

So, after reading that, please explain to me how he will create jobs?

he will create jobs by advertising in classified ads

I think Hillery Clinton summarized Saddam’s relationship with 9/11 best ..
In the four years since the inspectors left, intelligence reports show that Saddam Hussein has worked to rebuild his chemical and biological weapons stock, his missile delivery capability, and his nuclear program. He has also given aid, comfort, and sanctuary to terrorists, including al Qaeda members. It is clear, however, that if left unchecked, Saddam Hussein will continue to increase his capacity to wage biological and chemical warfare, and will keep trying to develop nuclear weapons."
Sen. Hillary Clinton (D, NY), Oct 10, 2002
As a sanctuary and an aid to al qaeda the threat of WMD including nuclear possibilities made him an important target for the well being of the US and the world. Afghanistan alone is not a threat , it did not have the capabilities of Iraq which is why both areas became targets..

I’m an independent insurance agent looks for an auto company to represent. Most of my transactions are online based, just looking to extent my product list. I do Full Coverage Health and life, definately would like to find homeowners and auto to work with too, any suggestions on contact info?

I am using online wholesalers. You can quote and bind on-line.

www.superioraccess.com
www.agentsecure.com

Best of luck!!

Combining results from surveys of more than 300 Austin construction workers and industry-related data from federal and state agencies, the 68-page study, “Building Austin, Building Injustice,” depicts an industry rampant with poor and dangerous working conditions. Although many builders, developers and contractors are model employers, the study notes, others cut costs by not paying some workers for overtime, not paying some at all, misclassifying others as independent contractors, and failing to provide proper safety equipment such as harnesses and helmets, violations of federal and state regulations.

“The report is just shocking in the way that it shows how the industry (in Austin) is really rife with these conditions that are pretty deplorable in terms of safety and health issues,” said Richard Heyman, a UT professor and an adviser and researcher on the study. A specialist in urban development studies, Heyman said the report reveals systemic, structural failures.

Major findings:

Though overtime work in the construction industry is common, half of workers who did so reported receiving no overtime pay, a violation of wage and hour laws.

Nearly four in 10 workers were misclassified as independent contractors, denying them legal protections to overtime pay, workers’ compensation coverage and benefits.

Sixty-four percent said they had received no basic health or safety training provided by OSHA. The training is voluntary.

A majority of workers lacked employer-based health insurance, pensions and sick or vacation days. Only 45 percent of workers said they had workers’ compensation coverage. In Texas, employers can opt out of workers’ comp.

Most workers earned $10 an hour. Using federal guidelines, the report calculated a poverty hourly wage as $10.56 an hour, based on a family of four.

Drawing on existing data, the report also says that Texas led the nation in construction-related deaths in 2007 with 142 fatalities, according to the most recent data from the U.S. Department of Labor. Tzintzún said similar data is not available by city. Per capita data is not tracked by state.

Texas had 23,900 construction-related injuries in 2007, an incident rate of 3.7 per 100 full-time workers, according to the Department of Labor. In all private industries, Texas had 242,000 injuries in 2007, an incident rate of 3.3 per 100 full-time workers.

[Text From the Austin American Statesman, , June 17, 2009]

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1. TAX VOTE: Biden said McCain voted “the exact same way” as Obama to increase taxes on Americans earning just $42,000, but McCain DID NOT VOTE THAT WAY.
2. AHMEDINIJAD MEETING: Joe Biden lied when he said that Barack Obama never said that he would sit down unconditionally with Mahmoud Ahmedinijad of Iran. Barack Obama did say specifically, and Joe Biden attacked him for it.
3. OFFSHORE OIL DRILLING: Biden said, “Drill we must.” But Biden has opposed offshore drilling and even compared offshore drilling to “raping” the Outer Continental Shelf.”
4. TROOP FUNDING: Joe Biden lied when he indicated that John McCain and Barack Obama voted the same way against funding the troops in the field. John McCain opposed a bill that included a timeline, that the President of the United States had already said he would veto regardless of it’s passage.
5. OPPOSING CLEAN COAL: Biden says he’s always been for clean coal, but he just told a voter that he is against clean coal and any new coal plants in America and has a record of voting against clean coal and coal in the U.S. Senate.
6. ALERNATIVE ENERGY VOTES: According to FactCheck.org, Biden is exaggerating and overstating John McCain’s record voting for alternative energy when he says he voted against it 23 times.
7. HEALTH INSURANCE: Biden falsely said McCain will raise taxes on people’s health insurance coverage — they get a tax credit to offset any tax hike. Independent fact checkers have confirmed this attack is false
8. OIL TAXES: Biden falsely said Palin supported a windfall profits tax in Alaska — she reformed the state tax and revenue system, it’s not a windfall profits tax.
9. AFGHANISTAN / GEN. MCKIERNAN COMMENTS: Biden said that top military commander in Iraq said the principles of the surge could not be applied to Afghanistan, but the commander of NATO’s International Security Assistance Force Gen. David D. McKiernan said that there were principles of the surge strategy, including working with tribes, that could be applied in Afghanistan.
10. REGULATION: Biden falsely said McCain weakened regulation — he actually called for more regulation on Fannie and Freddie.
11. IRAQ: When Joe Biden lied when he said that John McCain was “dead wrong on Iraq”, because Joe Biden shared the same vote to authorize the war and differed on the surge strategy where they John McCain has been proven right.
12. TAX INCREASES : Biden said Americans earning less than $250,000 wouldn’t see higher taxes, but the Obama-Biden tax plan would raise taxes on individuals making $200,000 or more.
13. BAILOUT: Biden said the economic rescue legislation matches the four principles that Obama laid out, but in reality it doesn’t meet two of the four principles that Obama outlined on Sept. 19, which were that it include an emergency economic stimulus package, and that it be part of “part of a globally coordinated effort with our partners in the G-20.”
14. REAGAN TAX RATES: Biden is wrong in saying that under Obama, Americans won’t pay any more in taxes then they did under Reagan.

Well, at least we think he told the truth when he said his name was "Joe Biden."

Sarah Palin is being hounded because the liberal media hated her & don’t want to see her resurface in 2012 so they will try to do as much damage now to prevent a future run.

1. TAX VOTE: Biden said McCain voted “the exact same way” as Obama to increase taxes on Americans earning just $42,000, but McCain DID NOT VOTE THAT WAY.

2. AHMEDINIJAD MEETING: Joe Biden lied when he said that Barack Obama never said that he would sit down unconditionally with Mahmoud Ahmedinijad of Iran. Barack Obama did say specifically, and Joe Biden attacked him for it.

3. OFFSHORE OIL DRILLING: Biden said, “Drill we must.” But Biden has opposed offshore drilling and even compared offshore drilling to “raping” the Outer Continental Shelf.”

4. TROOP FUNDING: Joe Biden lied when he indicated that John McCain and Barack Obama voted the same way against funding the troops in the field. John McCain opposed a bill that included a timeline, that the President of the United States had already said he would veto regardless of it’s passage.

5. OPPOSING CLEAN COAL: Biden says he’s always been for clean coal, but he just told a voter that he is against clean coal and any new coal plants in America and has a record of voting against clean coal and coal in the U.S. Senate.

6. ALERNATIVE ENERGY VOTES: According to FactCheck.org, Biden is exaggerating and overstating John McCain’s record voting for alternative energy when he says he voted against it 23 times.

7. HEALTH INSURANCE: Biden falsely said McCain will raise taxes on people’s health insurance coverage — they get a tax credit to offset any tax hike. Independent fact checkers have confirmed this attack is false

8. OIL TAXES: Biden falsely said Palin supported a windfall profits tax in Alaska — she reformed the state tax and revenue system, it’s not a windfall profits tax.

9. AFGHANISTAN / GEN. MCKIERNAN COMMENTS: Biden said that top military commander in Iraq said the principles of the surge could not be applied to Afghanistan, but the commander of NATO’s International Security Assistance Force Gen. David D. McKiernan said that there were principles of the surge strategy, including working with tribes, that could be applied in Afghanistan.

10. REGULATION: Biden falsely said McCain weakened regulation — he actually called for more regulation on Fannie and Freddie.

11. IRAQ: When Joe Biden lied when he said that John McCain was “dead wrong on Iraq”, because Joe Biden shared the same vote to authorize the war and differed on the surge strategy where they John McCain has been proven right.

12. TAX INCREASES: Biden said Americans earning less than $250,000 wouldn’t see higher taxes, but the Obama-Biden tax plan would raise taxes on individuals making $200,000 or more.

13. BAILOUT: Biden said the economic rescue legislation matches the four principles that Obama laid out, but in reality it doesn’t meet two of the four principles that Obama outlined on Sept. 19, which were that it include an emergency economic stimulus package, and that it be part of “part of a globally coordinated effort with our partners in the G-20.”

14. REAGAN TAX RATES: Biden is wrong in saying that under Obama, Americans won’t pay any more in taxes then they did under Reagan.

You are right dude. This is left wing media ploy. Look we have CNN, MSNBC, ABC who are the left wing media and FOX as the right wing media. So who floods the newsitems and decides the winners?

A vote for a public insurance option is a vote against the current distribution of wealth within society.

Not withstanding the current public options and without looking to detract from or support those options. We can see a clear difference between what is publicly funded today and the public funding of health insurance.

Health Insurance vrs Public Roads

No one is saying, or at least Im not saying, we should not pay taxes. Nor am I saying taxes are bad and the government should have zero jurisdiction outside the of military.

The Interstate Highway System was funded with 90% federal funds from the Highway Trust Fund (stocked with motorist fuel and excise taxes) and 10% state DOT funds.

Health Insurance vrs Public Education

9000 PER STUDENT
270000 for 30 students

45000 in total teacher compensation
28500 in curriculum ($950 per student)
14400 in mortgage and lease

2930 per year, per student
245 per person, per month

Health Insurance vrs U.S. Postal Service

The U.S. Postal Service “The independent government agency relies on postage and fees to fund operations. Though it has? a monopoly on delivering the mail, the USPS faces competition for services such as package delivery.” answers . com/topic/united-states-postal -service.

No one is forced to pay for postal service and this service does not increase the cost of mail delivery. Health Insurance does increase the costs of Health Coverage for everyone including the uninsured, which is unjust.

Health Insurance vrs Personal Responsibility

We eating foods that are killing us quicker than our reason of strength.

Access to health care should come from wages and sustainable wages should be paid by every employer.

I am all for the government legislating a meaningful minimum wage applicable to all business owners. The governments role is to secure the right of individuals to do good. Individuals can not do good if they can not pay for the services they need.

Thats no solution thats extortion

“But exchanges are not necessarily free. Many are coerced. If a robber threatens you with, Your money or your life, your payment to him is coerced and not voluntary, and he benefits at your expense. It is robbery, not free markets, that actually follows the mercantilist model: the robber benefits at the expense of the coerced. Exploitation occurs not in the free market, but where the coercer exploits his victim.” http://www.econlib.org/library/Enc/FreeMarket.html

Your not driving innovation your driving profits

Don’t leave the president alone in the White House. Pray for him and all those in leadership that we might live quite peaceable lives in all godliness and honesty.

SOURCES
http://www.econlib.org/library/Enc/FreeMarket.html
http://aleksandreia.wordpress.com/2009/07/04/lies-damn-lies-and-health-insurance/
http://www.usatoday.com/money/economy/2008-10-21-main-street_N.htm
http://www.nytimes.com/2008/05/09/business/09insure.html
http://www.youtube.com/watch?v=INtoIkn0k28&feature=rec-HM-r2
http://patentdocs.typepad.com/patent_docs/2007/02/retinal_special.html
http://www.allaboutvision.com/conditions/lucentis-vs-avastin.htm
http://www.census.gov/Press-Release/www/releases/archives/education/011747.html
http://www.parapundit.com/archives/002215.html
http://www.studentloannetwork.com/financial-aid-101/costs.php
http://www.roadstothefuture.com/Road_Funding_US.html

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Here is a list… Enjoy

1. TAX VOTE: Biden said McCain voted “the exact same way” as Obama to increase taxes on Americans earning just $42,000, but McCain DID NOT VOTE THAT WAY.

2. AHMEDINIJAD MEETING: Joe Biden lied when he said that Barack Obama never said that he would sit down unconditionally with Mahmoud Ahmedinijad of Iran. Barack Obama did say specifically, and Joe Biden attacked him for it.

3. OFFSHORE OIL DRILLING: Biden said, “Drill we must.” But Biden has opposed offshore drilling and even compared offshore drilling to “raping” the Outer Continental Shelf.”

4. TROOP FUNDING: Joe Biden lied when he indicated that John McCain and Barack Obama voted the same way against funding the troops in the field. John McCain opposed a bill that included a timeline, that the President of the United States had already said he would veto regardless of it’s passage.

5. OPPOSING CLEAN COAL: Biden says he’s always been for clean coal, but he just told a voter that he is against clean coal and any new coal plants in America and has a record of voting against clean coal and coal in the U.S. Senate.

6. ALERNATIVE ENERGY VOTES: According to FactCheck.org, Biden is exaggerating and overstating John McCain’s record voting for alternative energy when he says he voted against it 23 times.

7. HEALTH INSURANCE: Biden falsely said McCain will raise taxes on people’s health insurance coverage — they get a tax credit to offset any tax hike. Independent fact checkers have confirmed this attack is false

8. OIL TAXES: Biden falsely said Palin supported a windfall profits tax in Alaska — she reformed the state tax and revenue system, it’s not a windfall profits tax.

9. AFGHANISTAN / GEN. MCKIERNAN COMMENTS: Biden said that top military commander in Iraq said the principles of the surge could not be applied to Afghanistan, but the commander of NATO’s International Security Assistance Force Gen. David D. McKiernan said that there were principles of the surge strategy, including working with tribes, that could be applied in Afghanistan.

10. REGULATION: Biden falsely said McCain weakened regulation — he actually called for more regulation on Fannie and Freddie.

11. IRAQ: When Joe Biden lied when he said that John McCain was “dead wrong on Iraq”, because Joe Biden shared the same vote to authorize the war and differed on the surge strategy where they John McCain has been proven right.

12. TAX INCREASES: Biden said Americans earning less than $250,000 wouldn’t see higher taxes, but the Obama-Biden tax plan would raise taxes on individuals making $200,000 or more.

13. BAILOUT: Biden said the economic rescue legislation matches the four principles that Obama laid out, but in reality it doesn’t meet two of the four principles that Obama outlined on Sept. 19, which were that it include an emergency economic stimulus package, and that it be part of “part of a globally coordinated effort with our partners in the G-20.”

14. REAGAN TAX RATES: Biden is wrong in saying that under Obama, Americans won’t pay any more in taxes then they did under Reagan.

Being a Washington outsider, Governor Palin was shocked, and unprepared to respond to lies. Is the media even interested?
For all of you calling this a copy and paste, it was a lot easier than typing out the 22 I found… Laziness is my sin and I admit to it. Respond to these facts, or don’t post.

If that were true, then she’d have a very hard time responding to this post.